Can you get debt written off due to mental illness
I got lloyds to write off a debt for my daughter who has mental health problems.This fact sheet covers england & wales.Even a mild problem with depression, anxiety or other mental health issues can make it harder to manage your money.If you feel that this applies to you, you could ask your creditors to write off your debt.The debt and mental health evidence form should allow the creditor to look more favourably on you when considering your debt.Among all types, priority debts are meant to be the first ones you should be dealing with.
Give you a payment holiday (or a payment break) until your illness subsides.This could mean reducing the debt you owe.(sorry if it sounds like a pip questionnaire )You should do this in writing and send some medical evidence of your condition.For most debts, the time limit is 6 years.If you or a dependent have a disability, cobra coverage can be extended for 36 total months of coverage.
In fact, some mental illnesses can trigger overspending.